- In your own words, explain "diversity"
- Page PF13 discusses the number of teen investors in the U.S. Write a paragraph discussing whether or not that is surprising to you, and overall what you think about that fact.
- Explain the "Rule of 72" in your own words (PF15)
- Answer the "Are You Ready?" questions on PF15
Mr. Griffith's U.S. History, World History, Economics and Computer Classes at Jellico High School (Jellico, TN)
Thursday, October 26, 2017
Building Your Investment Portfolio
Read pages PF14-PF15 in the "Building Your Portfolio" section.
Wednesday, October 25, 2017
Investing
We will be exploring Investing, but this section should give you a solid start.
- Read pages PF10-PF13 on Investing
- Why do you think 2/3 of millionaires are self-employed?
- Write down the Google stock price and the Yahoo stock price from 9/1/10 (from PF11), and find the current value (on your or another persons phone). How much have they changed?
- Explain "Risk" in your own words (PF12)
- Answer the questions in the "Are You Ready?" section:
- #1: In a paragraph
- #2: In a paragraph
Tuesday, October 24, 2017
Checking Accounts and Online Banking
The number of people using paper checks is declining rapidly, so why am I going to have you learn about "checking accounts"? Well, because checking accounts are only partially about checks. They also allow you to use debit cards, ATM's, and more. Understanding how to manage your checking account, how to keep track of what you spent, and understanding how to balance [or even fix] your bank account is critical.
- Read pages PF6-PF7
- Study the check diagram on page PF6 because you will need to know that when I return.
- Answer the questions on page PF7:
- #1: A solid paragraph explaining why.
- #2: A regular list of fees.
- Read pages PF8-PF9
- From 1995-2007 ATM usage increased _____%
- Answer the "Are You Ready?" questions on page PF9 (in paragraphs)
Monday, October 23, 2017
Exploring Personal Finance:
Get your Economics text from the book shelf (put it back when you are finished) and turn to page PF1 (right after page 512).
- Read pages PF2-PF3
- Answer the "Are You Ready?" questions on PF3
- #1 in a full paragraph.
- #2 as an ordered list (i.e. #1 do this)
- Read pages PF4-PF5
- Answer the "Are You Ready?" questions on PF5
- #1 in an ordered list
- How were these budget steps and ideas similar and different from the budget unit we discussed?
- Looking at the "What's in Your Budget?" pie chart at the top of PF5:
- How much of your total income should you allow for housing?
- How much of your total income should you allow for Clothing?
Thursday, September 28, 2017
Bug Out Bag Supplies
I took the suggestions you gave me yesterday [and some of my own] and compiled a "starter list" to help you think about what you might want to put into a bug-out bag. I will pass out a list at the beginning of class. What I want you to do today is to use Microsoft Word to compile a list of supplies you plan to put into an emergency backpack. Obviously you can't get all of this into a kit, but you will have to plan accordingly depending on what is most important to you.Obviously you can add things to your list that aren't on my list, but try to keep your items realistic and think about the weight of what you are carrying. You don't know if you will be in a car, walking the road, or climbing over a mountain, so your job is to be the most prepared as possible for any circumstance.
Print your final list for me [which I will grade and return to you]. Your homework is to begin an Emergency Backpack with as many of your supplies as possible.
Tomorrow is the Senior Trip so we won't have a class project, but Portfolios are due next Wednesday. Have them organized, up-to-date, and ready to begin your new life/school/career/senior year.
The Zombie Apocalypse
Many people don't know it, but the CDC (Center for Disease Control) has a plan for the Zombie Apocalypse. No, really. https://www.cdc.gov/phpr/zombie/
What's in your emergency kit? https://www.cdc.gov/phpr/zombie/educate-kit.htm
Emergency Kit Lesson
This lesson can be done individually or in pairs. Give the students 2-3 minutes to create a list of items that they think they would need in an emergency situation. If zombies, or real emergencies, are headed your way, it is important to be prepared.
Have the students stand up with their individual lists. Start the following narrative, and ask the students to sit down if the item mentioned in the story is not on their list. The last person standing is the most prepared in the event of an emergency.
Emergency Scenario:
You and a friend are in the middle of a zombie invasion. There is no time to head to the store, so you are going to have to make do with what you have already put in your emergency kit.
- The zombies are starting to shuffle into the They have overrun the facilities management outpost and the city water has been compromised. It’s time to make use of your bottled water supply.
- After hearing that the zombies are coming in from the west, you want to check on your other friends and family Pull out your emergency contacts and your cell phone.
- The zombies have been attempting to tear down the power lines. The lights have flickered a few times before finally shutting Now you are without electricity. This means the refrigerator and microwave are out. Do you have non-perishable food on hand to make dinner?
- It’s starting to get dark and you stumble over furniture looking for a flashlight. Do you have one?
- All of that stumbling caused you to scrape your knee on the coffee table. Pull out your first aid kit to bandage that
- It’s dark out and you’ve camped out in the basement, the most secure part of the Do you have a blanket or sleeping bag to keep you warm?
- While trying to sleep, you hear loud noises and start to You try to turn on your radio for the latest updates.
- Why is the radio not working? That’s right, it needs batteries. If you don’t have any, you can use the ones from your flashlight… but ONLY if you have a candle with matches. You still need a light
- According to the radio report, the mayor has ordered an You quickly gather your supplies and make your way to the car. Don’t forget that the electricity is out and you need cash on hand to make any purchases.
- Wait, did the mayor say that Main Street is closed and to head east towards Franklin? Which road should you use? Pull out your map to navigate to safety.
Who survived? Who did not? What was the most common item that knocked teams out of the running?
Background and Concepts
Discussion:
- What was the importance of each item on the list?
- What wasn’t in the story that you have on your lists? (pet supplies? medication?) Discuss what would disappear first (1-3 days), next (3-14 days), and longer (14+ days). What are the common disasters in your area? FEMA’s U.S. Map of Common Disasters
- What emergencies do you prepare for at school? Does your school have an emergency plan? Have you practiced for an emergency?
- What are some disasters or emergencies that you can you think of? How could citizens have been prepared?
Get a Kit
Items recommended for emergency kits:
- Medications (7day supply) and medical items
- Multipurpose tool (swiss army knife)
- Sanitation and personal hygiene items (soap, toilet paper, towel)
- Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
- Family and emergency contact information
- Manual can opener
- Two-way radio
- Extra set of car keys and house keys
- Medical supplies (hearing aids with extra batteries, glasses, contact lenses, syringes, cane)
- Baby supplies (bottles, formula, baby food, diapers)
- Pet supplies (collar, leash, ID, food, carrier, bowl)
Supplemental items:
- Whistle
- N95 or surgical masks
- Matches
- Rain gear
- Towels
- Work gloves
- Tools/supplies for securing your home
Make a Plan
- Extra clothing, hat and sturdy shoes
- Plastic sheeting
- Duct tape
- Scissors
- Household liquid bleach
- Entertainment items
Learn about your community’s emergency plans, warning signals, evacuation routes, and locations of emergency shelters. Does your school have an emergency plan? What is it?
- Identify the types of emergencies that are possible in your area.
- Pick a meeting place for your family to regroup in case zombies invade your home, or your town evacuates because of a hurricane or wildfire.
One place right outside the home for sudden emergencies, and one place outside of your neighborhood in case you are not able to return home right away. - Identify your emergency contacts. This includes the phone numbers of all of the members of your family, the local police and fire department, your local zombie response team, and an out-of-state contact that all family members can use to touch base with in an emergency.
- Plan your evacuation route. When zombies are hungry they won’t stop until they get food, which means you need to get out of town fast. Plan where you would go and think of multiple routes you could take so that the undead don’t have a chance. This is also helpful when natural disasters strike and you have to take shelter quickly.
Be Informed
How do you know when a threat is imminent? Check with your local emergency management agency and find out if they have a phone, text, or social media alert system.
- The FCC broadcasts the Emergency Alert System (EAS) on the radio or television
- Check NOAA Weather Radio alerts
- Listen for outdoor warning sirens or horns
- News media sources (radio, television and cable)
- Residential route alerting (messages announced to neighborhoods from vehicles equipped with public address systems)
- Social Media (twitter, facebook) like @CDCemergency on Twitter.
Watches and Warnings
- Tornado Watch – Tornadoes are possible. Stay tuned to the radio or television news.
- Tornado Warning – A tornado has been sighted. Take shelter immediately.
- Flood Watch or Flashflood Watch – Flooding may happen soon. Stay tuned to the radio or television news for more information.
- Flood Warning – You may be asked to leave the area. A flood may be happening or will be very soon.
- Flashflood Warning – A flashflood is happening. Get to high ground right away.
- Hurricane Warning – If told to evacuate, get to the main evacuation route immediately and go to the previously arranged safe place (at the home of friends or family further inland); or seek shelter at an inland motel or in specified community shelters.
- Wildfires – If not told to evacuate, monitor the conditions and get ready to evacuate; if told to evacuate, or if you are in danger, evacuate immediately.
History Lesson
You’ve been briefed that a zombie apocalypse is imminent. Often, the past influences and shapes the future. The agency needs a full report on a previous disaster to help plan for the zombie pandemic.
- What happened?
- How many people were affected?
- How did the communities respond?
- What could have been done better to prepare?
- What would you recommend to others?
- How would this information help you in an emergency?
Assign each student or pair a previous event and have them research an assigned disaster. Use the remaining class period for brief presentations and discussion on preparedness.
- Joplin tornado (2011)
- Hurricane Katrina (2005)
- Hurricane Irene (2011)
- September 11, 2001
- Chernobyl (1986)
- Japan Earthquake and Tsunami (2011)
- Haiti Earthquake (2010)
- San Francisco Earthquake (1906)
- Wildfires in Southern California (2007)
- Nashville Flood (2010)
- H1N1 (2009)
- Spanish Influenza (1918)
- Polio (1952)
- Oklahoma City bombing (1995)
- Chicago Heat Wave (2005)
- Arkansas Floods (2010)
- Super Tuesday Tornado Outbreak (2008)
- Blizzard of 1999
- Storm of the Century (1993)
- SARS in Asia (2002)
- London Train Bombing (2005)
- Anthrax Attacks (2001)
Classify the types of disasters: natural, epidemic, biological, terrorism. Discuss preparedness measures for each type of disaster based on lessons learned.
Discussion:
What are the likely threats that would affect our community? Based on what we’ve learned from past events, how should we prepare for emergencies?
Background and Concepts
Preparedness History
As technology has advanced, disasters and emergencies have become globally visible. Before modern communication, local communities would do the best they could to respond to emergencies.
September 11, 2001, changed the landscape of emergency preparedness. Over 3000 people lost their lives in New York City and Washington, D.C. as a result of terrorist attacks. The 9/11 commission found that the United States was not prepared for an emergency of this magnitude. It was time for government agencies to begin coordinating efforts in emergency situations and invest in emergency preparedness at the government level and at the individual level.
In 2005, government capabilities were tested again when Hurricane Katrina hit Louisiana. Major challenges included: communication outages making it difficult to locate missing people; transportation into restricted areas; lack of electricity or fuel for generators knocked out computer systems; facilities were destroyed or damaged significantly; bank branches and ATMs were underwater; and mail service was interupped for months in some areas.
These are two recent examples of how you cannot prevent or anticipate all emergencies, but preparation and practice can help you react and respond. Knowing where to go, how to communicate, and what to do are important for your survival in a disaster.
What is a Disaster?
A disaster is any situation that causes human suffering or creates human needs that victims cannot alleviate without assistance. It is important to know the different types of disasters in order to properly prepare and respond to an emergency.
- Bioterrorism – The deliberate release of viruses, bacteria, or other germs (agents) used to cause illness or death in people, animals, or plants. Agents can be spread through the air, water, or in food and are categorized by how severe a threat they pose to the publc.
- Terrorism or Mass Casualty Disaster – The use of violence and intimidation in the pursuit of political, religious, or ideological goals.
- Natural Disasters – An event of force of nature that has catastrophic consquences and a large amount of damage to property, loss of life, injuries, economic loss, and environmental loss.
- Types of natural disasters:
- Earthquake
- Extreme Heat
- Winter Weather
- Hurricanes
- Landslides & Mudslides
- Tornado
- Tsunami
- Volcanos
- Wildfires
- Floods
- Types of natural disasters:
- Epidemic and Pandemic – An outbreak affecting a large number people, occurring naturally with no human introduction of disease causing agents.
- Epidemic – a widespread outbreak of an infectious disease where many people are infected at the same time. Epidemics usually spread very easily and quickly, and cause severe and often life-threatening symptoms.
- Pandemic – an epidemic that affects multiple geographic areas at the same time.
Be Prepared!
Get a Kit
So what do you need to do before zombies…or hurricanes or pandemics actually happen? First of all, you should have an emergency kit in your house. This includes things like water, food, and other supplies to get you through the first couple of days before you can locate a zombie-free area (or in the event of a natural disaster, it will buy you some time until you are able to make your way to an evacuation shelter or until utility lines are restored). Below are a few items you should include in your kit, for a full list visit the CDC Emergency page or Ready.gov.
- Water (1 gallon per person per day)
- Food (stock up on non-perishable items that you eat regularly)
- Medications (this includes prescription and non-prescription meds)
- Tools and Supplies (utility knife, duct tape, battery powered radio, etc.)
- Sanitation and Hygiene (household bleach, soap, towels, etc.)
- Clothing and Bedding (a change of clothes for each family member and blankets)
- Important documents (copies of your driver’s license, passport, and birth certificate)
- First Aid supplies (although you’re a goner if a zombie bites you, you can use these supplies to treat basic cuts and lacerations that you might get during a tornado or hurricane)
Additional items recommended for emergency kits:
- Medications (7day supply) and medical items
- Multipurpose tool (swiss army knife)
- Sanitation and personal hygiene items (soap, toilet paper, towel)
- Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
- Family and emergency contact information
- Manual can opener
- Two-way radio
- Extra set of car keys and house keys
- Medical supplies (hearing aids with extra batteries, glasses, contact lenses, syringes, cane)
- Baby supplies (bottles, formula, baby food, diapers)
- Pet supplies (collar, leash, ID, food, carrier, bowl)
Supplemental items:
- N95 or surgical masks
- Extra clothing (hat and sturdy shoes)
- Household liquid bleach
- Plastic sheeting
- Tools/supplies for securing your home
- Entertainment items
- Work gloves
- Matches
- Towels
- Duct tape
- Scissors
- Rain gear
- Whistle
Make a Plan
- Identify the types of emergencies that are possible in your area.
- Pick a meeting place for your family to regroup in case zombies invade your home… or your town evacuates because of a hurricane or wildfire. One place right outside the home for sudden emergencies, and one place outside of your neighborhood in case you are not able to return home right away.
- Identify your emergency contacts. This includes the phone numbers of all of the members of your family, the local police and fire department, your local zombie response team, and
- an out-of-state contact that all family members can use to touch base with in an emergency.
- Plan your evacuation route. When zombies are hungry they won’t stop until they get food, which means you need to get out of town fast. Plan where you would go and think of multiple routes you could take so that the undead don’t have a chance. This is also helpful when natural disasters strike and you have to take shelter quickly.
Be Informed
Familiarize yourself with the signs of events that come without warning and know the local advance alerts and warnings and how you will receive them. Knowing about the local emergency plans for shelter and evacuation and local emergency contacts will help you develop your household plan and will also aid you during a crisis.
Listen and follow official warnings and instructions on proper precautions, evaucations, and staying indoors. Follow directions from people in authority (police, fire, EMS, or military personnel, or from school or workplace supervisors).
How do you know when a threat is imminent? Check with your local emeregency management agency and find out if they have a phone, text, or social media alert system.
- The FCC broadcasts the Emergency Alert System (EAS) on the radio or television
- Check NOAA Weather Radio alerts
- Listen for outdoor warning sirens or horns
- News media sources (radio, television and cable)
- Residential route alerting (messages announced to neighborhoods from vehicles equipped with public address systems)
- Social Media (twitter, facebook) like @CDCemergency on Twitter.
Watches and Warnings – What’s the difference?
- Tornado Watch – Tornadoes are possible. Stay tuned to the radio or television news.
- Tornado Warning – A tornado has been sighted. Take shelter immediately!
- Flood Watch or Flashflood Watch – Flooding may happen soon. Stay tuned to the radio or television news for more information
- Flood Warning – You may be asked to leave the area. A flood may be happening or will be very soon.
- Flashflood Warning – A flashflood is happening. Get to high ground right away.
- Hurricane Warning – If told to evacuate, get to the main evacuation route immediately and go to the previously arranged safe place (at the home of friends or family further inland); or seek shelter at an inland motel or in specified community shelters.
- Wildfires – If not told to evacuate, monitor the conditions and get ready to evacuate; if told to evacuate, or if you are in danger, evacuate immediately.
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