City Web Site Planning

We have been tasked with creating the new City of Jellico, Tennessee web site. (No, really).

• What should be on every city web site? 
• What do people want to see? 
• What should we avoid? 
• What things do YOU think are important that others may not have included on their town site?

CITY WEB SITES: To begin with, we will explore some web pages from other municipalities.

Take notes on things you want to have on our site on a page labeled "Jellico Web Site Ideas". Put a * next to items that are very important. If you see things you do NOT want to see on our web site, write those on the back of your page. If you have ideas for the page that we don't see on the other pages, write them down and underline them. Your opinions are important.

• Jellico: www.jellico.us
• Jacksboro: www.jacksboro.org
• LaFollette: www.lafollettetn.gov
• Williamsburg: www.williamsburgky.com
• Somerset: www.cityofsomerset.com
• Knoxville: www.knoxvilletn.gov
• Oneida: www.townofoneida.com
• Rocky Top: www.cityofrockytoptn.com
• Clinton: www.clintontn.net
• Oak Ridge: www.oakridgetn.gov
• London: www.londonky.com
• New Tazewell: www.newtazewell.org
• Harriman: www.cityofharriman.net

Although it is no longer online, this is what the City of Jellico's web site looked like.

Theme Ideas:

• Theme 1
• Theme 2
• Theme 3

What should be on the Jellico City web site?

• Calendar (Google Calendar)
• Weather
• Map
• Volunteer
• Government (Addresses / Phone Numbers)
• Post Office 
• City Council
• Minutes (From Town Meetings)
• Animal Control / Shelters?
• Library
• Contacts
• State Park
• Video Interviews?
• Explore the City Banner (Like Williamsburg)
• Jellico Culture / History
• Jellico High School

• Jellico Alumni

• Jellico Elementary
• Festivals
• Rentals (Stage, Park, etc.)
• Business / Store Rental
• Gas Prices?
• Local Attractions
• Shops
• Bucks Museum
• Restaurants
• Monuments
• Historical Markers
• Tacket Creek
• Nearby Schools / Colleges
• Shops / Businesses
• Hit Counter
• (Things we can do to fix the city itself)

Williamsburg City: Navigation

• Home
• Government
• Mayor’s Office
• Administrative Assistants
• Assistant City Clerk
• City Clerk
• City Council
• City Ordinance
• Comprehensive Plan
• Council Minutes
• Departments
• Boards/Commissions
• Fire Department
• Kentucky Splash Waterpark
• Main Street Program
• Maintenance
• Parks and Recreation
• Planning & Zoning
• Police Department
• Sanitation
• Tourism Commission
• Community
• Animal Control
• Apartment Rentals
• Bill Woods Park
• Briar Creek Park
• Area Businesses
• Churches
• City Park
• Clubs & Organizations
• Community Events
• Kentucky Splash Water Park
• Main Street Program
• Media
• Merry Jeffries Center
• Parks & Recreation
• Planning and Zoning Committee
• Variance Committee
• Historical
• History of University of the Cumberlands
• Historical Photos
• History of Whitley County
• History of Williamsburg City Government
• Religious History
• History of Williamsburg City School
• Historical Links
• Whitley County Historical & Genealogical
• Tourism
• Accommodations
• Area Attractions
• Area Map
• Convention Center
• Events
• Merry Jeffries Center
• Parks & Recreation
• Restaurants
• Tourism Commission
• Economic Development
• Applications & Forms
• Business Incentives
• City Maps
• City Utility Rates
• Demographics
• Existing Businesses
• New Business Information
• Quick Facts-Kentucky
• Southern Kentucky Chamber of Commerce
• Southeast Kentucky Regional Business Park
• Industrial Sites Available

More Info...

Credit Cards, Banks, and the Maxed Out Documentary

Today we will begin watching part of an award-winning documentary called, "Maxed Out". We will be pausing the movie every few minutes to discuss various aspects of the movie as they relate to this class, our experiences, and our future. Please feel free to comment, ask questions, or ask for clarification.

An interesting juxtaposition from the opening scene in Maxed Out is this video about the economic collapse of Las Vegas and the drying up of the housing market there.

Bank Mergers in One Easy Chart:

MORE STUFF

Some have asked about the music in the Maxed Out movie -- no, it's not Vanilla Ice.

Last Guillotine Use During Star Wars Premiere?

http://mentalfloss.com/uk/law/31897/france-stopped-using-guillotine-as-star-wars-premiered

Dave Ramsey: The Dangers of Debt

Today we will be starting Dave Ramsey's video series on the Dangers of Debt.

Before we begin, answer the following questions:

1. In what ways is it easier, safer, or more convenient to use a credit card instead of cash?
2. What kinds of "rewards" do credit card companies offer customers for using their cards?
3. Why is it important to "Build your credit?"
4. Why are teenagers the number one target of credit card companies?

During [or after] the video (4.1), answer the following questions:

1. About how many credit card applications does the average college student receive their first year of college?
2. What does "living paycheck to paycheck" mean?  (70% of Americans are doing it)
3. What is a "paradigm shift"?
4. How has the perception of debt changed since the early 1900's?  (Beginning with the 1910 Sears Catalog example)  How do our great grandparents, grandparents, and parents see debt differently?
5. How did credit cards begin in the 1950's?
6. Approximately how many credit card offers went out last year?  (According to this movie from a few years ago)

And something to think about:

pred·a·tor  

/ˈpredətər/

Noun

1. An animal that naturally preys on others.
2. A rapacious, exploitative person or group.

Dave Ramsey: Wealth Building

Watch Dave Ramsey: Chapter 3, Part 4 (Social Security) and answer the following with Microsoft Word:

1. Why should you plan for retirement and NOT rely on Social Security? (1 paragraph)
2. Baby Step 1 is _______________ in the bank. 
3. Baby Step 2 is ___________  ____________.
4. Baby Step 3 is ________________ months of expenses in an emergency fund.
5. Baby Step 4 is investing ____% of your household income in both ____ ____'s and pre-tax __________ plans.

Watch Dave Ramsey: Chapter 3, Part 5 (Save for College) and answer the following with Microsoft Word:

1. Baby Step 5 is: ________________________________________________.
2. Never save for college using ______________________________________.
3. Never save for college using _____________________ bonds.  (Only earns 5-6%)
4. Never save for college using _________________ tuition.
5. Save for college by first using Education Savings Accounts (ESA), nicknamed "Education _________."
6. You may save $________ (after tax) per year, per child, that grows tax free.  So if you start when your child is born and save $2,000 a year for 18 years, you would only invest a total of $________, but at 12% growth your child would have $___________ for college.  TAX FREE!

Advance video to 8:00.

1. Never save for college using _________________.
2. Never save for college using ______________ bonds.  (Only earns 5-6%)
3. Never save for college using _____________ tuition.

Bonus Video:

1. _____________ tuition is cheaper than going to a school _______________.
2. What are some ways someone could go to college if they don't have a savings account to pay for school?  (1 paragraph)

Dave Ramsey: Saving and Investing

For the next few days we will discuss savings and investment strategies:

• Complete the worksheets as we watch the movies.
• There will be a quiz on this material next week.
• You will need to know about emergency funds, mutual funds, compound interest, liquidity, single stock investing, pinnacle point, risk/return ratio, etc.

I know savings and investing is not something everybody wants to learn, but it can literally make THE difference in your future.  Imagine never having to have a car payment or not panicking if you had to buy medicine for your children or worrying if you got laid off for a month or two.  That's why Dave Ramsey refers to his program as "Financial Peace". 

Please give it a chance and I think you'll actually learn some important lessons.